December is a month in which many people need an influx of cash for a variety of reasons. If you are in this boat and are not sure how to get some money, a pawn loan could be the answer you are looking for. This type of loan does not mean you are giving up something that is essential to you – it just lets you get some quick cash based on the value of the item. Keep reading to learn how the process works, or just call South Bay Jewelry & Loan at (310) 371-4571 or stop by to visit us in person.
The Process is Very Simple
The process of securing a pawn loan with South Bay Jewelry & Loan is actually very simple. You start by bringing in the item to us for appraisal. We will look at the condition, the quality, the brand, and other factors. We will give you a price we are willing to offer for a pawn loan. If you agree to the terms, then you leave with cash and we keep your item here.
When you have the money to pay back the loan, you simply come back, pay off the loan along with our reasonable interest rate, and get your item back. We keep it in secured, insured storage so that you can trust it will be in an identical condition when you pick it up as it was when we put it away.
There Are Many Benefits To Choosing a Pawn Loan
You will be impressed with the many benefits of taking out a line of credit with a pawn loan versus other options. First of all, there is no credit check and there are no income requirements. The entire loan is based on the value of the item you are leaving with us. We do charge interest but because we keep the item as collateral, the rates are as low as 2%.
We can offer an immediate cash transfer of anywhere from $5 to $50,000. Once again, the amount is based on the value of the item you are leaving with us. In the event that you do not pay back your loan within the specified time frame, we simply keep your item. There is no damage to your credit and no creditors are going to come after you.
Stop by Today for a Fair Price for Your Item
We accept a long list of items from computers to jewelry to musical instruments. If you have an item of value and are in need of quick cash, please contact South Bay Jewelry & Loan at (310) 371-4571 or simply bring your item to us to find out how we can help.
